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Homeowner's Insurance
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Save Money On Your Insurance

Your common sense and a few modest investments can help lower your insurance costs.

If you’re a careful, safety-conscious driver and homeowner, we believe you deserve a break on insurance costs for your car or home. And that’s why we offer you a variety of discount opportunities. Many of these discounts could be available to you right now. So maybe it’s time to contact your local Citizen or Hanover Agent.

Homeowners Insurance Discounts

Loss-Free Years: Your years of being a safety-conscious homeowner should be rewarded.

New Home: Relatively new homes tend to use structural features and materials that lessen the risk of fire damage.

Safety/Security:

  • Your investment in a few fire and smoke detectors could pay for themselves and more than offset your premium savings.
  • A burglar alarm that sounds a siren or bell is an effective way to reduce risk of break-ins.
  • Having fire/smoke detectors, a burglar alarm, dead-bolt locks and a fire extinguisher translates into even greater savings.
  • With all of the above, and with a fire/burglar alarm that reports to a fire/police station, your home will be protected when you’re not there.
  • Add automatic sprinklers to all of the above and provide your home with a “first aid” system that goes to work before the fire department arrives.

Multi-Policies:

  • If you have more than one policy with us, you may be entitled to a discount.

The availability of these discounts varies by state. Refer to your policy for full details.

Note: This web page offers a brief description of coverages, services, and programs. Actual coverages and availability may vary by state. Options, credits, and discounts are not applicable in all states. For exact terms, conditions, exclusions and limitations of coverages, please refer to your policy or contact your local Agent. For additional information, please refer to our legal notices.

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